The new personal checking account must be open and in good standing up to and including the date any earned bonus is paid in order to receive the bonus. The monthly fee is easy to get waived. Anyone who doesn’t already have a personal checking account with Bank of America can receive a $100 bonus by opening a new account by the end of the year. If you enroll in an Overdraft Protection plan, you can avoid the possibility of withdrawing outside of your means and being charged for it. The final option, Overdraft Protection from Your Line of Credit, will automatically advance funds from your linked line of credit as long as this does not cause you to exceed your available credit. Overdraft Protection from your credit card will automatically advance available funds from the linked credit card as long as it is in good standing. FirstBank Anywhere Checking Account Open an account and get $300. The value of this bonus may constitute taxable income to you. You will get a $300 cash bonus if you open a TD Bank Premier Checking Account, set up a direct deposit, and receive at least $2,500 in direct deposits within 60 days of opening the account. Enrolling in Preferred Rewards (see above section for details about this program). Remember, this basic checking account does not have check-writing capabilities (and if you do try to write a check, it’ll be returned unpaid). $50. Bonus amount: Up to $500 How to get the bonus: Open a new Associated Access Checking account with a minimum deposit of $25 and receive direct deposits totaling at least $500 within 90 days of opening your account.Bonus values will vary based on the sum of the average daily balance of all Associated Bank deposit … Bank of America $300/$400/$500 Checking Bonus (Targeted) Earn up to a $500 bonus with a new Checking Account. 52 Best New Bank Account Promotions & Bonuses (January 2021) CODES (3 days ago) Bank of America $100 New Checking Account Bonus Bank of America will give you a $100 cash bonus if you open a new account by June 30th, 2021 and receive at least 2 qualifying direct deposits of $250 or more within the first 90 days. Please consult your tax advisor, as neither Bank of America, its affiliates, nor their employees provide tax advice. There are two different business checking accounts … How you earn it: Open a … This offer is available online only. If you’re serious about bank account bonuses, I highly recommend you open up a checking account with Ally (it’s a 100% free bank account and honestly, if I had to choose which bank I think is the best bank … Offer from Bank of America, N.A. Bank of America may issue an IRS Form 1099 (or other appropriate form) to you that reflects the value of such bonus. This is an elite eligibility program offering additional benefits such as interest boosts and fee reductions to clients with an eligible checking account and a 3 month combined average balance of $20,000 or more across all BofA banking and investment accounts. Bank of America may change or discontinue this offer at any time before this date without notice. Bank of America $150 New Checking Account Bonus via Referrals. Bank of America will give you a $100 cash bonus if you open a new account by June 30th, 2021 and receive at least 2 qualifying direct deposits of $250 or more within the first 90 days. The average time frame to earn a bonus offer has remained relatively steady since 2014, but it saw an increase from 2018 to 2020 . 1 BEST CHECKING BONUSES AND SAVINGS ACCOUNT OFFERS. Bonus amount: $100. HSBC Premier Checking $600 bonus. Second, you will have to receive this offer via direct communication with Bank of America – either via email or digital add. Purchases will be qualified based on the day the purchase posts to your new account. Bank of America $100 Checking Bonus To earn this bonus offer, you must open an eligible checking account and meet all of their requirements. It comes with a $12 monthly maintenance fee, but this can be waived in one of three ways: If you choose to set up direct deposits into this account, they must be for $250 or more (each). … Their public nationwide offer is for $100 and to get it, you need to open a new checking account on their offer page. Three Bank of America Checking accounts qualify for this bonus: 1. Genisys Credit Union CD Rates – Up to 1.05% APY, PNC Bank Savings + Virtual Wallet Checking, Navy Federal Credit Union CDs and Savings, Connexus Credit Union CDs and Money Market, 12 Alternatives to CDs and Savings Accounts. Edward Jones CD Rates – Now Up to 1.35% APY! This account also waives the fee for students under the age of 24. To receive your bonus you must provide all of the information they require in connection with opening the account. A monthly maintenance fee of $4.95 will be assessed if you do not meet the single criterion for having it waived, which is simply to enroll in the Preferred Rewards program. If you have a credit card, mortgage or auto loan with Bank of America, but conduct checking elsewhere and you’re looking to consolidate accounts under one roof, then you should reach out to them for a link to this offer. Here’s a compilation of all the Bank of America Checking, Savings, and Business account promotions, deals, and bonus money offers. Fiduciary accounts are excluded. If you are not a customer of Bank of America at all, the offer is not nearly as generous. The latest offer we’ve seen has been for $400 (screenshot provided above), but we know others are only getting a $300 bounty for this. A qualifying debit card purchase is any purchase of goods or services made in store, by telephone or online using the debit card and/or debit card number associated with the new checking account that qualified for the $150 bonus. If you aren’t a current Bank of America customer, now is the time to snag some bonus cash by checking out the best Bank of America promotions and offers for October. Save my name, email, and website in this browser for the next time I comment. The primary feature here, is that rather than charging you a fee when you overdraw your account, transactions will simply be declined or returned unpaid if you do not have the money available. Open a checking account by February 28, 2019. 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Set up and receive qualifying direct deposits totaling $4,000 within 90 days of account opening. Citibank: Cash bonuses of $200, $400, $700 or $1,500 for new regular or interest-bearing checking … It offers a variety of features from digital-only payments (checkless checking) to optional overdraft protection. What you get: 3% cash back on qualifying direct deposits into your account for the first six months, up to $100 per month. Our editorial staff will confirm the product, rate and APY (annual percentage yield) with the institution and publish it immediately for our viewers. New checking customers can earn $100 from Bank of America when they open an account online. To link your Business card to your Business Fundamentals ® Checking account… Bank of America employees are not eligible for this offer. For example, one bank offered a $150 checking account bonus for opening an account and making a direct deposit of $500 within 60 days. Receive a direct deposit of $4,000 or more within the first 90 days of account opening ... Must have a bank account … HSBC Premier Checking $600 bonus. Like Chase and Wells Fargo they require average daily balances and will charge monthly maintenance fees if these aren’t met. Offer available for new consumer checking customers only. Set up and receive qualifying direct deposits of $10,000 or more into your new account within 90 days of account opening. Apply online for a new TD Bank Beyond Checking … This fee will also be waived for students enrolled in high school, college, a university, or vocational school that are younger than 24 years old. Sorry, your blog cannot share posts by email. The Bank of America has one of the smallest yet easiest bonus offers to earn. Have at least one qualifying direct deposit of $250, OR, Maintain a minimum daily balance of $1,500 or more, Average daily balance in checking and savings accounts, AND, Current balances in CDs and IRAs at the end of the Advantage Relationship Banking statement cycle, AND, Current balances (2 business days before the end of the Advantage Relationship Banking statement cycle) in Merrill investment accounts, Make qualifying deposits of $50,000 or more in new money into your new business checking account within 15 days of opening an account; AND, Maintain an average balance of $50,000 during the Maintenance Period; AND. Member FDIC. Monthly maintenance … seek out "banking institution of america bank checking account supply". See offer page for more details. Overdraft Protection from another deposit account will enable BofA to automatically transfer available funds from one of your other accounts when an overdraft is attempted. Eligible business owners can get a $750 cash bonus when opening a qualifying account and meeting the set requirements. Wide open a brand new individual bank checking account by October 1, 2012. Get a $300 bonus when you open an Anywhere Checking Account with no minimum balance and no monthly service charges. After you satisfy all of the requirements, they will attempt to deposit the earned bonus directly into your new personal checking account within sixty (60) days. Verify your identity in the app now to sign in to Online Banking. Travel & Leisure: My Complete Review Of Trump International Hotel Washington, D.C. Splash Financial Student Loan Refinancing: Give $250, Get $250 Referrals, The Best Food, Drink, Restaurant & Grocery Delivery Promotions For 2021, LinkedIn Talent Solutions Review: Get $50 Off Your 1st Job Post, Capital One Promotions: $100, $250, $400, $450, $500 Bonuses & $1,000 In Referrals [Nationwide], Best Bank Account Bonuses, Promotions, Offers - January 2021, Chase Promo Codes: $150, $200, $300 Checking, Savings, Business Bonuses - January 2021, Citibank Bonuses: $300, $700, $1500, $2000, $3500 Checking, Savings, Business Accounts. Today, they offer two very noteworthy promotions: In this review, we will first go over the $100 – $500 in bonuses and how to obtain them, then discuss the different types of checking accounts that Bank of America offers. Make qualifying deposits of $50,000 or more in new money within 30 days of opening your new account and maintain that balance for 90 days. Receive the $100 cash bonus within 60 days after completing all requirements. Set up email or mobile alerts with BofA when your account balance gets low if you’re worried about this. *This exclusive offer is only for select Bank of America customers who don’t already have a personal checking account with us and who received an email or direct communication from Bank of America. open up a fresh individual bank checking account by october 1, 2012. new business only. 3/25/07 - Update on $75 Bank of America Checking Account Bonus 3/25/07 - Bank of America Checking Account Bonuses 2/11/07 - 5.50% 6-Month CD at Merrill Lynch Bank 12/16/06 - Countrywide's Savings Account Now 5.40% for $50K+ 11/20/06 - 5.65% 6-Month CD at Merrill Lynch Bank 10/29/06 - $250 Bank of America Checking / Savings Account Promo If you’re still not sold on a checking account with Bank of America, you may want to check out the cash promotions going on at Wells Fargo and Chase Bank to see how they compare. Checkless banking that helps you stay within your balance, Get help spending only the money you have available, Pay with a debit card, Mobile or Online banking – no paper check writing, Monthly maintenance fee waiver for eligible students under 24, Choose from multiple ways to waive the monthly maintenance fee, Pay with a debit card, Mobile and Online banking or paper checks (if purchased), Perks for higher balances, like fee waivers and interest. The three Bank of America checking accounts you will be choosing from are as follows: We will dive into these three accounts further in this post. Bank of America checking account promotions and bonuses ... receive two qualifying direct deposits of more than $250 within the first 90 days of opening your account to get the bonus. Bank of America Advantage Banking is an innovative checking account with a great bonus offer for new account holders. They’re about as flexible overall (with the SafeBalance being the most rigid) as your average checking account from any big bank. Depending on your market, you may also get targeted offers via physical mail even when you don’t have any current accounts with Bank of America, Deposit $20,000 within 30 days of account opening, Maintain that balance for at least 90 days, Maintain a minimum daily balance of at least $500, OR, Link your Bank of America Advantage Savings account to your Bank of America Advantage Relationship Banking. Log in. CNBC Select reviewed dozens of checking accounts from online banks, brick-and-mortar banks and credit unions to find the best ones with new account holder bonus offers. When evaluating offers viewed on APYGUY.com, please read the financial institution’s Terms and Conditions. If you're enrolled in this security feature, we sent a notification to your registered device. Verify your identity in the app now to sign in to Online Banking. This offer is limited to those individuals who receive the offer via a direct communication from Bank of America. You must be a new personal checking customer and not a co-owner of a Bank of America personal checking account within the last 12 months. The 3 Overdraft Protection plan options allow you to withdraw funds from another deposit account, from your credit card, or from your line of credit to prevent you from overdrawing your checking account. Credit Card Bonus Requirements; Bank of America® Cash Rewards™ $200 cash rewards: Spend $1,000 on purchases in the first 90 days from account opening To qualify for this one-time perk, you’ll likely have to set up direct deposit with the bank and … A GOBankingRates survey revealed that many Americans miss out on free money by not researching promotional offers. Make qualifying deposits of $20,000 or more in new money into your new business checking account within 15 days of opening an account; AND, Maintain an average balance of $20,000 during the Maintenance Period; AND, Spend $250 in net new purchases on a business debit or credit card, Maintain an average monthly balance of $5,000 or more, Maintain a minimum daily balance of $3,000, Maintain a combined average monthly balance of $15,000 or more in your linked Bank of America business accounts, Spend $2,500 in net new purchases on a business credit card, Maintain an average monthly balance of $15,000 or more, Maintain a combined average monthly balance of $35,000 or more in your linked Bank of America business accounts, Actively use Bank of America Merchant Services and/or Payroll Services. 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